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Health Insurance 3rd Edition Michael Morrisey ISBN 1640551603 9781640551602

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ISBN 10: 1640551603
ISBN 13: 978-1640551602
Author:  Michael A. Morrisey

Health insurance is the machinery that makes the financing of the US health system run. But what’s going on under the hood? Health Insurance helps readers learn the underlying assumptions, facts, and variables that drive decision-making and choices on the payer side. Picking up where introductory economics courses often leave off, the book presents the foundational economic principles of health insurance to clarify insurance-related policy and management issues. Author Michael A. Morrisey clearly explains complex concepts such as adverse selection, moral hazard, managed care, and employer-sponsored health insurance. Also addressed are risk adjustment, demand, health savings accounts, selective contracting, the diversity of health insurance markets, and the functioning of Medicare and Medicaid. The book is distinguished by its in-depth discussion of research in health insurance, both cutting edge and classic. This third edition has been substantially revised to reflect the rapid evolution of the healthcare field stemming from the Affordable Care Act (ACA). Throughout, the most recent available data is used. Though health insurance has been a major player in the American healthcare system for decades, it’s hardly static. This new edition of Health Insurance keeps pace with the changes, while also offering a thorough foundation on the basics.
 

Health Insurance 3rd Table of contents:

Part I – Introduction

Chapter 1 – History of Health Insurance in the United States

Chapter 2 – The Affordable Care Act

Chapter 3 – A Summary of Insurance Coverage

Chapter 4 – The Demand for Health Insurance

Part II – Issues of Adverse Selection

Chapter 5 – Adverse Selection

Chapter 6 – Unwriting and Rate Making

Chapter 7 – Risk Adjustment

Part III – Issues of Moral Hazard

Chapter 8 – Moral Hazard and Prices

Chapter 9 – Utilization Management

Part IV – Managed Care, Selective Contracting, and the Insurance Industry

Chapter 10 – Selective Contracting

Chapter 11 – Provider Consolidation, Monopsony, Power, and the Managed Care Backlash

Chapter 12 – Insurance Market Structure, Conduct, and Performance

Part V – Employer-Sponsored Health Insurance

Premium Sensitivity for Health Insurance

Chapter 14 – Compensating Differentials

Chapter 15 – Taxes and Employer-Sponsored Health Insurance

Chapter 16 – Employers as Agents

Part VI – Special Topics in Health Insurance

Chapter 17 – Health Savings Accounts and Consumer-Directed Health Plans

Chapter 18 – The Small-Group Market

Chapter 19 – The Individual Insurance Market

Chapter 20 – Health Insurance Regulation

Chapter 21 – High-Risk Pools

Part VIII – Medicare, Medicaid, and Private Coverage

Chapter 22 – An Overview of Medicare

Chapter 23 – Retiree Coverage

Chapter 24 – Medicaid, Crowd-Out, and Long-Term Care Insurance

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